AML / KYC Analyst – Financial Sector

Acerca de la Empresa

Santander España is a leading financial institution, part of the global Santander Group, committed to providing comprehensive banking and financial services. With a strong presence across Spain, we focus on innovation, customer satisfaction, and responsible banking practices. We believe in fostering a dynamic work environment where employees can grow their careers and contribute to our mission of helping people and businesses prosper.

Descripción del Trabajo

We are seeking a dedicated and detail-oriented AML / KYC Analyst to join our compliance team in Playa Blanca. In this role, you will be crucial in safeguarding our institution against financial crime by conducting thorough Know Your Customer (KYC) reviews and Anti-Money Laundering (AML) investigations. You will work within a robust regulatory framework, ensuring compliance with local and international standards. This position offers an excellent opportunity to develop expertise in financial crime prevention within a leading global bank.

Responsabilidades Clave

• Perform comprehensive KYC onboarding and periodic reviews for individual and corporate clients, ensuring all required documentation is collected and verified.
• Conduct enhanced due diligence (EDD) for high-risk clients and politically exposed persons (PEPs).
• Analyze transactional data and client profiles to identify suspicious activities and potential money laundering red flags.
• Investigate and escalate suspicious activity reports (SARs) or suspicious transaction reports (STRs) to senior management and relevant authorities.
• Stay updated with changes in AML/KYC regulations and internal policies to ensure ongoing compliance.
• Collaborate with front office, legal, and other compliance teams to resolve issues and provide guidance on AML/KYC matters.
• Maintain accurate and detailed records of all compliance activities and investigations.
• Participate in ad-hoc projects related to AML/KYC compliance enhancements and system implementations.

Habilidades Requeridas

• Bachelor's degree in Finance, Law, Economics, Criminology, or a related field.
• Minimum of 2 years of experience in an AML/KYC role within the financial sector.
• Strong understanding of AML/CTF regulations (e.g., EU Directives, FATF recommendations) and local Spanish AML laws.
• Excellent analytical and investigative skills, with a keen eye for detail.
• Proficiency in using compliance-related software and databases.
• Ability to work independently and as part of a team in a fast-paced environment.
• Strong written and verbal communication skills in English and Spanish.

Cualificaciones Preferidas

• CAMS, ICA, or similar AML certification.
• Experience with Sanctions screening and adverse media checks.
• Familiarity with financial products and services offered by a universal bank.
• Proficiency in additional European languages.

Ventajas y Beneficios

• Competitive salary and performance-based bonuses.
• Comprehensive health and wellness benefits package.
• Generous paid time off and holidays.
• Opportunities for professional development and career advancement.
• Employee discount programs and banking benefits.
• A supportive and inclusive work culture.
• Contribution to a reputable pension scheme.

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